Credit Repair FAQ

Credit Repair, Can it be done Legally? It is your right and responsibility to assure the accuracy of the items on your credit reports. If information recorded on your credit reports does not accurately represent your behavior as a consumer, then you have the right to request that questionable information be removed from your reports which in essence is an important part of credit repair. […]

Credit Repair & Failing to Properly Validate Accounts

First it’s important to make sure you get reports from all three credit bureaus (Experian, Equifax and Trans Union) so that you have a full picture of your credit history. Some companies only report to one agency. Some report to all three, but if you are committed to repairing your credit, you need all three so that you don’t miss anything. Then go over your credit reports carefully. Check to see that there are no errors such as a bill you have paid, but that is still being shown as owed. People at credit bureaus are human too and make mistakes just like you! If you don’t call attention to these mistakes, no one else will. […]