Credit Repair Services A They Scam? Let’s Find Out

Credit Repair Services Are A Scam According To Experian, Equifax and Transunion Credit repair services are they a scam? I find it interesting on how the Big 3 (Experian, Equifax and Transunion) claim that credit repair services are a scam. Lets dissect this a bit shall we....Now first of all I think its important to [...]

Credit Repair Services in the News

Credit Repair Services and the CFPB While preparing for a  recent meeting with a mortgage lender that had been fed some negative and mostly incorrect information about credit repair services and the credit repair process I ran into several interesting pieces of information I want to pass along. First I wanted to share an interesting article, see below: […]

By | May 12th, 2014|Credit Bureaus, Credit Repair, Credit reports|0 Comments

5 Overlooked Ways To Improve Your Credit and Qualify For A Lower Mortgage Rate

 Credit Repair Can Be Scary... The idea of getting a home loan straight up scares most people. Not because it’s a loan and you’re borrowing money, but because of a variable rate that lenders give you. A small fractional difference in rate, which might not look much on paper, can cost you in five figures [...]

Credit Reports and Credit Repair

Credit repair step #1 get your reports Have you ever bought your credit reports and scores online and then went to your bank to apply for a loan only to find the reports and scores your bank pulled were not even close to the ones you just purchased online? We have all seen the commercials encouraging you to go to their website and purchase  your credit reports and scores. I am sure you have seen the one with the dog’s that are shaped like credit scores or better yet the three guys that sing about credit scores and how their quality of life has been effected by their poor scores.  These commercials encourage you to get your reports and review them as are their known to contain errors.  Credit repair may be on the horizon for you. […]

By | January 14th, 2013|Credit Bureaus, Credit Repair, Credit reports, Credit Scores|0 Comments

Credit Repair FAQ

Credit Repair, Can it be done Legally? It is your right and responsibility to assure the accuracy of the items on your credit reports. If information recorded on your credit reports does not accurately represent your behavior as a consumer, then you have the right to request that questionable information be removed from your reports which in essence is an important part of credit repair. […]

Quick Tip: Original Creditors

When in the process of Credit Repair, if the original creditor has no records of the account your disputing, a particular negative account that may be hurting your credit reports and credit scores, call or write the Credit Bureau's back and tell them that original creditor has no records of the account. Next request that [...]