4 Step’s To Home Ownership
1. Build Positive Credit
Trouble building positive credit? We have the resources to help you no matter what your situation. The result is higher scores and a more positive picture for lenders.
2. Cleanup Credit Reports
Any account that is inaccurate, outdated, unverifiable or incomplete can deleted off your credit reports. The result is cleaner reports and better credit scores.
3. Settle Debt’s
Improperly paying collections can drop your scores (read blog post on settling) Ensure debts are properly settled so your credit increases and your home loan is approved.
4. Happy Homeowner
Congrats! Your credit reports and scores are where they need to be, it’s time to start house shopping.
Credit Repair Services FAQ
What makes your credit repair services better than others?
- Most credit repair companies only dispute negatives. We help our clients build credit and settle debts as well. On our advantage page you will find a side by side comparison between us and the nation's largest credit repair company Lexington Law.
Can't I repair my credit on my own?
- You most certainly can. Our founder actually wrote a book that you can download to the right that will tell you some common mistakes you will want to avoid though and we have tons of great information on our credit repair blog. Typically most individuals we talk to want to get to their goal of home ownership a.s.a.p and don't have the time and energy to deal with the credit repair process on their own or have tried to fix their credit on their own in the past with poor results.
Why not just payoff collections to increase my credit scores?
- While common sense may tell you paying collections will increase your scores or paying collections will result in the accounts being removed from your reports, the truth is the exact opposite. Our blog post on Improperly Settling Debt's IS A MUST READ. If your serious about properly repairing your credit you owe it to yourself to give us a call at 616-530-4883 and take advantage of our free consult.